Financial Aid Checklist
Financial Aid Checklist
While some items below may not apply to all students, we recommend that you review all information carefully.
- Carefully review your financial aid award.
- Submit your $500 enrollment deposit to Saint Michael’s by May 1
- Notify Student Financial Aid of all outside scholarships you receive.
- E-mail outside scholarship information to finaid@smcvt.edu or
- Forward copies of scholarship award letters to Student Financial Aid, One Winooski Park, Box 4 Colchester, VT 05439
- Review outstanding financial aid requirements and provide requested documentation
- Financial aid requirements are listed in KnightVision under the Communication tab.
- Provide requested information as promptly as possible so we can finalize your financial aid eligibility.
- Accept student loans and/or work study online via KnightVision
- Access your KnightVision account via the mySMC Portal
- In KnightVision, select Financial Aid and Accept or reject financial aid awards
- If your award includes a Federal Direct Student Loan and you choose to accept it:
- Complete online Loan Entrance Counseling.
- Complete the online Subsidized/Unsubsidized Master Promissory Note.
- If your parent will borrow a Federal Direct Parent PLUS Loan, the parent borrower should:
- Go to Federal Student Aid PLUS Loans for Parents page
- Complete the online PLUS Loan Request, so only one application is needed, it is suggested that you request the amount needed for both fall and spring semesters.
- Complete the PLUS Loan Master Promissory Note.
- If you choose to borrow a private loan:
- Learn about private student loans
- Apply for a private student loan with a lender of your choice
- If you plan to enroll in a tuition payment plan, please follow the directions to enroll on your KnightVision self-service portal
- Complete the Student Health Insurance Waiver
- Deadline: In August students will be enrolled in the 2025-26 SMC Student Health Insurance Plan and charged the annual premium automatically unless a valid waiver is completed by the deadline.
- Learn more
- Review the Tuition Refund Schedule and consider purchasing optional Tuition Refund Insurance.
- Tuition refund insurance can minimize the financial impact of a full withdrawal for a covered medical reason
- Enroll by August 29, 2025 for Fall 2025 through Spring 2026 coverage.
- Request 529/educational savings plan distributions
- Request distributions directly from your plan administrator
- Please allow 2-3 weeks for payment to be received
- Review and settle your bill
- Fall 2025 bills will be issued in mid-July and the due date is mid-August 2025.
- Spring 2025 payment is due January 2026
- Bills are issued electronically through the Self-Service portal, an email notification is issued to the student and any authorized proxies.
- Accepted and finalized financial aid will be reflected on the bill, except for work-study which is earned for personal expenses.
- Online payments (e-check, Visa, MasterCard, Discover) may also be made via the Online Payment Center.